Retirement

Draft copy: for review, not yet approved.

Retire On Purpose, Not On Hope

A good retirement plan answers three questions: how much comes in every month, what happens if you live to 95, and what happens if the market drops the year you stop working. We help you answer all three before they get asked the hard way.

What We Help With

• Retirement income planning. Turning savings, Social Security and pensions into one clear monthly picture.
• Annuities, explained honestly. Where a guaranteed income floor makes sense, which type fits, and precisely what the guarantees do and do not cover.
• 401(k) and IRA rollovers. What your options are when you leave work, and how to move money without triggering taxes you did not expect.
• Timing decisions. When to claim Social Security, when to enroll in Medicare, and how the two interact with your work plans.

Who This Is For

Most of our retirement clients are five years either side of retiring: close enough that the decisions are real, early enough that every option is still open. If that is you, the first conversation is free and genuinely useful, whatever you decide.