Medicare

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Medicare, Explained Across The Kitchen Table

Medicare is the best health coverage most Americans will ever have, and the worst-explained. Four parts, three enrollment windows, dozens of plans in every county, and penalties for guessing wrong. Our job is to make it simple: we explain your options in plain English, compare the plans available where you live, and handle the enrollment paperwork from start to finish.

What We Help With

• Medicare Advantage (Part C). All-in-one plans that bundle hospital, medical and usually drug coverage, often with dental, vision and fitness extras. We compare networks and total costs, not just premiums.
• Medicare Supplement (Medigap). Works alongside Original Medicare to cover the deductibles and coinsurance it leaves behind. Predictable costs and the freedom to see any doctor who takes Medicare.
• Part D drug plans. The right drug plan depends entirely on your prescription list. We run yours against every plan in your area so the pharmacy counter never surprises you.
• Turning 65 enrollment. Seven-month window, three decisions, zero pressure. We map your dates and file everything on time.
• Annual reviews. Plans change every year. Each Annual Enrollment Period we check that yours is still the right one.

Why It Matters Who You Ask

A captive agent can only show you one company's plans. We are independent and licensed in Pennsylvania, so the comparison starts from the whole market, including Aetna, UnitedHealthcare, Humana, Cigna, Highmark, UPMC and Geisinger, and ends with the plan that fits your doctors, your prescriptions and your budget.

What It Costs You

Nothing. Carriers pay us the same kind of commission whichever plan you choose, and your premium is identical with or without our help. You simply get an advisor in your corner.